Before you open an account with ek445, these terms set out exactly what we expect from you and what you can expect from us — covering account use, transactions, and how we handle disputes. Access to ek445 depends on your local law and eligible regions.
Account Holder Rules
Transaction Conduct
Jurisdiction-Dependent Access
Policy Updates
POLICY POSTURE
How These Terms Apply to Your Account
These terms form the agreement between you and ek445 when you register and use our platform. By creating an account, you confirm that you have read and accepted every clause here. We may update these terms when our services change or when regulatory requirements shift — we will notify you through your registered account before material changes take effect. Your account activity, including deposits made via Nagad or Upay, withdrawals, game participation, and any communication with our support team, falls within the scope of this agreement. We do not waive any right by failing to enforce it immediately, and no verbal or informal assurance from any party overrides what is written here. Access to ek445 is conditional on your eligibility under the laws of your jurisdiction. We do not make representations about legality in any specific location — that determination is yours to make. If you access the platform from a region where online gaming is restricted, you do so at your own risk and outside the protection of this agreement. We reserve the right to suspend or close accounts where access conflicts with applicable local law.
Nagad Transactions
Deposits and withdrawals processed through Nagad are subject to the transaction limits and verification steps shown in your account wallet. We record each transaction and you can review the full history from your account dashboard at any time.
Upay Transactions
Upay payments follow the same account-level verification flow. Confirm the amount and recipient details shown on screen before submitting — once a transaction is authorised through Upay, it cannot be reversed by ek445 unilaterally.
Account Wallet Records
Every credit and debit to your ek445 wallet is logged with a timestamp. If you believe a transaction is recorded incorrectly, raise it through our support channel within 30 days of the transaction date.
Policy Change Notice
We publish updates to these terms in your account notification area. Continued use of the platform after the effective date of a change constitutes acceptance of the revised terms.
TERMS COVERAGE
What Falls Inside and Outside This Policy
These terms cover your registered account, the games and services accessible through the ek445 lobby, and all financial transactions you initiate on the platform. They do not extend to third-party services you reach through external links, nor to any payment provider's own terms — Nagad and Upay each operate under their own separate agreements.
Account Access
Your login credentials, account settings, and session activity on ek445 are fully within scope. You are responsible for keeping your credentials secure and for all activity that occurs under your account.
Transactions
All deposits, withdrawals, and wallet adjustments made through ek445 fall under these terms. Transaction disputes must be raised with us directly; payment provider disputes follow that provider's own process.
Site Content
Game content supplied by studios available in the ek445 lobby — including titles from Pragmatic Play, Spadegaming, CQ9, and PlayStar — is governed by these terms for access purposes. Studio-level rules for individual titles may apply separately.
Third-Party Services
External websites, payment apps, and any service you access outside the ek445 domain are not covered here. We are not liable for the conduct, availability, or terms of those third parties.
YOUR ACCOUNT RIGHTS
Actions Available to You Under These Terms
You have several practical rights under this agreement that you can exercise at any time through your account or by contacting support. You can review your full transaction history — every deposit, withdrawal, and wallet adjustment — directly from the account dashboard without needing to contact us. If any personal detail on your account is incorrect, you can update it through the account settings page; for changes that require identity verification, follow the steps shown there. If you believe a transaction has been recorded incorrectly or that a policy has been applied in error, you can raise a formal query through our support channel. We will acknowledge your query and work toward a resolution. You also have the right to request account closure at any time by contacting support — we will process the request and return any eligible balance to your verified payment method.
Review Transaction Records
Open the account dashboard and navigate to the transaction history section. Every entry shows the date, amount, method, and status. Download or screenshot records you need for your own reference.
Correct Account Details
Go to account settings to update contact information. Changes to identity documents or payment methods require the verification steps shown on that page — follow them exactly as displayed.
Raise a Policy Query
Contact our support team through the published channel with your account ID and a clear description of the issue. Include the transaction reference if your query relates to a specific payment.
Request Account Closure
Send a closure request through support. We will confirm receipt, process any eligible balance back to your verified Nagad or Upay account, and deactivate your login once the balance is settled.
CONTACT ROUTES
Reach Us About These Terms
If you have a question about how these terms apply to your account, use the contact routes published on the ek445 site. We do not publish response time commitments here — check the support page for current availability details.
Live Chat
Open the chat widget from any page on the ek445 site while logged in. Describe your query and include your account ID so the team can locate your records quickly.
Email Support
Send your query to the support address listed on the ek445 contact page. Include your registered email address, account ID, and a clear description of the terms question or dispute.
Help Centre
The ek445 help centre contains published answers to common terms and account questions. Check there first — many policy queries are answered without needing to contact the team directly.
HOW WE HANDLE DATA
Data, Cookies, Security and Retention
We collect only the account and transaction data needed to operate your ek445 account and comply with applicable requirements. Data is retained for as long as your account is active and for the period required after closure under applicable rules. You can request a summary of the data we hold by contacting support with your account ID.
Cookies
We use cookies to keep your session active, remember your lobby preferences, and measure how pages are used. You can manage cookie preferences through your browser settings; disabling certain cookies may affect how the site functions.
Account Security
Your account is protected by the login credentials you set. We recommend a strong, unique password. If you suspect unauthorised access, change your password immediately and contact support through the published channel.
Data Retention
Transaction records and account data are kept for the period required by applicable rules after account closure. You may request details of what we hold and how long we keep it by raising a query through support.
Policy Contact
For data-related requests — corrections, queries about retention, or requests to understand what we hold — contact support with your account ID. We will respond through your registered contact details.
TERMS FAQ
Common Questions About These Terms
Answers to the questions we hear most often about how these terms work in practice.
Do these terms change, and how will I know?
We update these terms when our services or applicable requirements change. We notify you through your account before material changes take effect. Continuing to use ek445 after the effective date means you accept the updated version.
Can I use ek445 from anywhere in Bangladesh?
Access depends on your local law and the eligible regions we serve. We do not make a legal determination on your behalf. If you are unsure whether access is permitted in your location, check the applicable rules before opening an account.
What happens to my Nagad or Upay balance if I close my account?
When you request account closure, any eligible balance is returned to your verified Nagad or Upay account. We process the return after confirming your identity and payment details match what is on record.
How do I dispute a transaction recorded on my account?
Go to your transaction history, identify the entry in question, and contact support with the transaction reference and your account ID. Raise the query within 30 days of the transaction date for us to investigate it fully.
Who is responsible if a third-party payment app has an issue?
Nagad and Upay operate under their own terms and are responsible for their own service. If an issue originates with the payment provider rather than your ek445 wallet, you will need to raise it directly with that provider.
How do I get a copy of the data ek445 holds on my account?
Contact support through the published channel with your account ID and a request for your data summary. We will respond to your registered contact details and provide the information we are able to share under applicable rules.